RIZKIYA KHALILA; UMAIRA. DIGITAL TRANSFORMATION IN ISLAMIC BANKING: A STRUCTURAL EQUATION MODELING APPROACH TO USER ADOPTION OF SHARIAH-COMPLIANT FINTECH SERVICES. Mukhtasab: Journal of Economics and Islamic Business, [S. l.], v. 2, n. 3, p. 194–204, 2026. DOI: 10.65802/mukhtasab.v2i3.240. Disponível em: https://journal.an-nur.org/index.php/mukhtasab/article/view/240. Acesso em: 22 oct. 2026.